PLR Ebook Table Of Contents

Step One - How Secure is Your Home Computer Step Two - All About Viruses Step Three - Password Protection Step Four - Back Up Important Files Step Five - Should You Have a Firewall? Step Six - Do You Need a File Encryption Program? Step Seven - What Are Patches and Do You Need Them? Step Eight - Beware of Opening eMail Attachments Step Nine - What You Should Know About Phishing Step Ten – Download & Install Safely Step Eleven - Instant Messaging Do's and Don'ts Step Twelve - Setting Up a SAFE Home Network Step Thirteen - Keeping Your Children Safe Online Step Fourteen – Attacks on Your Computer Step Fifteen - How to Stay Informed

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Step One - How Secure is Your Home Computer Ensuring the Safety and Security of Your Home Computer With the popularity of and the reliance on the Internet by almost the entire world population, there are suddenly a lot of things you can do and know with literally one click of the mouse. Making purchases nowadays doesn’t require you to go to the shop or store; you can buy items online. Researching for various pieces of information can now be accomplished via the Internet. However, there is an unfortunate reality that goes along with the wonders of the Internet. It also thanks to the Internet that computer security is always an issue. With the continued growth of the dependency of people (including businessmen, offices, government officials, and more) on computers and the Internet, this is a more important issue than what most believe. If you are a home computer user, you still need to make sure that your computer is safe from any form of malicious online attack, including hacking. You might have important data (including any identification) in your computer which intruders can have access to. That being said, it is important for you to find out just how safe your computer is from these potential attacks.

Ebook Table Of Contents

What Is a Blog and Why Have One Website or Blog Blog Services Designing and Installing a Blog What Is RSS, XML and Atom Collecting RSS Feeds All About Blogger What Is WordPress How to Create a Typepad Blog Blogging Tools What Is A Movable Type Blog Making Money With a Blog What Is Feedburner What Are Newsreaders All About Podcasting

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What is a Blog and Why Have One? A blog is a short-cut name for a web log. It used to be known only as an online journal where angst-ridden teens vent out their daily rants and raves. Voyeurism became the fad. No one started to become “someone” through blogging. No talent scout needed, no silver spoon in one's mouth upon birth required. All you need is a trusty computer, some typing skills, the urge to write just about anything, and voila! You can create your own blog! In the beginning it was just students and youngsters that got bitten by the blogging bug. Now, almost anyone of any age and status can participate in the blogosphere - the community of bloggers. But before one decides to jump into the bandwagon of blogging, it is important to note what one's purpose is for blogging. Choose from these varieties of functions that a blog can deliver: Political Blogging Putting up a blog for the purpose of getting in touch with people who have critical information to either share or contend with is one of the trendiest functions of blogging nowadays. Not many have been involved with blogging about their daily agenda yet while lip servicing, or doing community service or any government-related events compared to the next blog purpose.

Ebook Table Of Contents

Understanding Debt
What Are Expenses?
Exploring your own debt
Create A Budget
Control High Interest Debt
Find Your Hidden Money
Debt Counseling
Refinancing A Mortgage
Know Your Rights
How To Deal With Creditors
Debt Consolidators
Sell Off Assets
Bankruptcy
Lifestyle Changes
Start Saving

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Understanding Debt

Understanding the basic concepts of debt

Budgeting is an important aspect of living and a person who knows how to budget will go a long way in this commercialized society. Budgeting has a lot to do with keeping the expenses less than the total income of the household. Those who are very good at budgeting can come up with savings even if they have meager incomes.

The problem sets in when a person fails to make an efficient financial plan and his expenses exceed his earnings. When this happens, a person has no choice but to borrow money to make up for his financial deficiencies. Borrowing once or twice because of a mismanaged financial plan is normal but when borrowing becomes a regular thing that can put a person in serious debt problems.

A person who borrows money from another is said to be in debt. The debts of a person can be minimal or can reach up to millions depending on the credit limits of each person. Sometimes, a person who has assets but isn't liquid can use these assets to get cash. Under this term, the person can be indebted for an amount less or more than his assets.

There are laws that provide that a person can never be forced to render services as payment for his debts. This is called undue servitude and is prohibited by the laws of some countries. However, there are situations when the person who is in debt opts to settle his obligation by rendering his services.

PLR Ebook Table Of Contents

How to save on insurance
How to save on auto loans
How to save on mortgage loans
How to save on credit cards
How to save on gasoline
How to save on car repairs
How to save on home improvement
How to save on home heating and energy
How to save on phone service
How to save on major appliances
How to save on furniture
How to save on clothing
How to save on groceries
How to save on vacations
How to save on prescription drugs

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How to save on insurance

As much as possible, if it can be done, you must seize every opportunity for you to save on insurance. Here are some tips you can follow.

Your home insurance:

- If you think about it, you can actually save up to several hundred dollars if you buy insurance from a low-price but licensed insurer. Compare prices of the insurance departments in your state and get the lowest price but most practical company.

- Negotiate a lower selling price with a broker who works for you and not as the mediator to the seller. There may be a conflict of interest if there are too many people involved. So negotiate with just the broker.

Your life insurance:

- If you prefer just insurance protection, and not a savings and investment life policy, you can just buy term life insurance.

- If you would like to purchase whole life insurance, then hold on to one up to 15 years. If you cancel these policies after only two years of having them in your name it will mean double the insurance costs.

- Check the public library about life insurance in your state and get one that suits your personal savings.

PLR Ebook Table Of Contents

Getting Ready Where to get your stock/inventory Creating a System Finding Kitchen Stuff Finding Bathroom Stuff Finding Bedroom Stuff Finding Living Room Stuff Basements and Garage Stuff Fixing and Cleaning Labeling the Items Setting Your Prices When to Have Your Sale Handling the Money Tips and Tricks Shoppers Guide

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Getting Ready Getting ready for a garage sale Most people have a tendency to accumulate things that they don't really need. Some have remained unused and good as new while some have remained idle in storage. People who have plenty of things which have remained unused for a long time should think about disposing of them to make room for more important things. There are several choices available for those who would like to get rid of unused things in their homes. Unused clothes, toys, shoes and books can be donated to charity or they can be thrown away in the garbage. However, there is a better option which can earn the owner additional cash in a short time. Most Americans are going crazy over garage sales as a venue for alternative shopping. Professional buyers even look out for garage sales to make sure they will be the first ones to look for worthwhile and valuable things that are considered trash by some people. A garage sale can also be a money making venue for people who have accumulated items which they no longer see as essential parts of their lives. A garage sale may look like a simple and uncomplicated way of selling things that a person no longer wants but it is actually hard work. People who want to hold a garage sale should prepare for the sale in terms of getting the items they want to get rid of and then sorting them out and pricing them.

Ebook Table Of Contents

What Is Leverage and Why Use It
Determine Your Goal
Finding the Right Area
Where to Obtain Financing
Buying Below Market Value
Preparation
Improving the Interior
Kitchen Remodeling
Major Bathroom Remodeling
Electrical, Plumbing and Heating
Simple Fixer Uppers
Improving the Exterior
Windows - Roof - Fencing
Buy, Fix It Up and Rent
Buy, Fix It Up and Sell

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What Is Leverage and Why Use It

Making the Most of Fixer Upper Leverage

When starting out in a fixer-upper business, you will first have to consider many things. It is never indicative to success to jump into any business venture prematurely and without proper planning. You will first have to learn as much as you can about the business before jumping on the bandwagon.

Depending on how your business is financed, buying and selling these properties may involve very little or a lot of money. One good way to leverage your interests is to employ the use of other people’s money and resources.

Most people think that success in this field of business involves a lot of hard work. Yes, hard work is an essential element to success in this field. However, knowledge is also important. And if you are to succeed, you will need to use your wealth of knowledge to the limit.

An example of how good strategies can help your success is to understand how leveraging can make dealing with fixer uppers profitable and easier on the budget.

The truth of the matter here is that you can get other’s money to work for you. You can earn more without plunking your cash in as investment. While it seems counterintuitive – who, in his right mind, would ever hope to get good returns on investments when he or she hasn't put in any investments at all, one must think – it truly is possible to get other people’s money, time, and expertise to work for your own benefit.

Ebook Table Of Contents

What Kind of Camping Do You Want To Do? Summer, Winter, Spring or Fall How to pick the best tent How to pick the best backpack How to pick the best sleeping bag Dressing for the weather Campfires and setting up camp All About Gourmet Camping Food (Just kidding - general food basics) Fun Activities While Camping Play it Safe - Packing a First Aid Kit Staying in Touch Getting There Can Be Fun - Keeping Kids Happy Destination Suggestions 10 Fun Things for Kids To Do What About Fido? PLR Ebook Sample Content Preview What Kind of Camping Do You Want To Do? What’s Your Style – Different Kinds of Family Camping for Unforgettable Fun and Adventure Camping gives everyone the chance to experience wildlife firsthand. Campers usually can engage in hunting, fishing, plant study, swimming, canoeing, nature photography and wildlife watching. Likewise, camping delivers many physical benefits because it involves outdoor activities and according to enthusiasts, camping imparts confidence in children as well as offers opportunity for adult campers to challenge themselves when in unfamiliar surroundings. Day hiking Day hiking is becoming more popular with campers of all ages. Anyone capable of walking long distances can certainly do this. A day hikers’ objective is to hike or walk for the day and return to the place of origin that same day, usually as night approaches their campsite. Besides being able to walk long distances, you must also be ready for any weather conditions as well as having the right tools and techniques needed so you can find the right route back to your campsite.

PLR Ebook Table Of Contents

Learning the Lingo Your First Stamp Album What Are The Different Types of Stamps? Basic Tools a Stamp Collector Needs Where to Get Stamps What Are the Different Methods for Collecting Stamps? How to Soak, Sort, Identify and Mount Stamps How to Judge the Condition and Grading of Stamps Should You Collect U.S. Stamps or International Stamps What Are Rare Stamps and How to Spot Them Who Are Some Famous Collectors? How to Spot a Fake or Forgery What Are Expert Certificates What Are Special Stamps Stamp Investing - All About the Market PLR Ebook Sample Content Preview Learning the Lingo Know the lingo of stamp collectors Stamp collecting is a hobby that dates back to the 1840s when the first stamp known as “Penny Black” was issued by Great Britain. Prior to this year, man’s communication system was done primitively without the use of postal service. This was before society learned to appreciate the functions of a postmaster and the corresponding costs of hiring him and a staff. British postmaster general Sir Rowland Hill came up with the concept of using a stamp that would be paid by the letter sender as early as 1837 but the long debates stretched the issuance of the first stamped letter three years after that proposal. The first issued stamp, which had a photo of Queen Victoria, became known as Penny Black because it used black ink and it required a penny for one stamp. The United States, which caught on to the practice of sending letters with a stamp, made its first stamp in 1847 with the image of Benjamin Franklin. Since then, philatelists or stamp collectors started their vocation. Stamp collecting may look like a simple hobby but listen to philatelists do their stamp banter and you would get lost along the way. While the word ambulant may commonly refer to medicine or ambulances, philatelists view an ambulant as a roving post office. And do you know that stamp makers protect stamps from counterfeiting by placing a burelage or a design on top of the stamp?

PLR Ebook Table Of Contents

What do you know about running a restaurant? What kind of restaurant do you want to own? How will you design your restaurant? Startup costs that can't be overlooked How to advertise the restaurant Market analysis Cash, check or charge? How to write your menu How to select the equipment and furnishings Hiring your staff Preparing a business and financial plan Should you borrow? Location, location, location Restaurant Industry Long-Term Future

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What do you know about running a restaurant? Things to Note in Running a Restaurant Having your own restaurant is one of the most fulfilling and enjoyable business ventures. Food is a renewable commodity. This means that people won’t stop looking for different sources of food because dining out is entertaining as well as functional. Many people dream of owning their own restaurants, whether it is fast food, coffee shops or gourmet. In reality, many people fail to sustain their restaurants and most of them die during their first year of operation. This is due to the lack of preparation and dedication on the part of the owner. Many people jump into the industry too fast without really weighing the pro’s and con’s of the project or having the necessary expertise. However, there is a way to lessen the risk that is associated with new ventures such as restaurants. Preventive planning and proper management are keys towards success but there are also small things which count in the whole process of owning a restaurant. Every business needs a business plan. Business plans are meant to lay down the different conditions and characteristics that should be inherent in the business. The availability of a good business plan which has been carefully formulated is a step towards success. You will find information about creating a business plan in an upcoming chapter, however, some points to consider are : -Crystal clear description of the concept of the restaurant The objective and the general description of the concept of the restaurant need to be specific. This will give a general overview of what the restaurant intends to do and for whom it intends to do it. The concept of the restaurant needs to be established because it is the core idea by which everything else will follow.

PLR Ebook Table Of Contents

Know Your Woods How to Select Good Wood All about Hand Tools Power Tools How to Plan a Home Workshop How to Design and Build a Work Bench Safety in the Workshop Designing in Wood - The Fine Points What Are Veneers What Are Man-made Woods Woodworking Terminology Start Small Where to Shop For Good Tools The Finishing Touch

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Know Your Woods Know your lumber The first step for any new woodworker is to gain a solid knowledge of the different types of woods. Certain woods are best for specific uses and it can be counter productive to use an inappropriate wood for a project that requires a different type. It’s a good idea to have an overall understanding of the different classifications of woods and a discussion of different tree species and the woods they produce. Here are some of the tree species classified into hardwoods and softwoods, together with the description of the wood they produce. 1. Hardwoods Hardwood lumber comes from deciduous trees, which have characteristics like broad sets of leaves, capability to bear fruits or nuts, and dormancy during winter. These trees can be seen growing in regions with a temperate climate. Since not all species are strong enough, most lumbers produced are seldom used for flooring and structural purposes.