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Ebook Table Of Contents Part I: Introduction Pages    1-10 Getting Started With Back Pain And Herniated Disks Insights On And Understanding Of Back-Pain, Anatomy Of The Spine, Muscles And Dynamics Of The Human System (Body) Part II: How To Tell And Know That There Is A Problem Pages    10-14 The Characteristics, Nature And Dynamics Of Pain Moving From Symptoms, Diagnosis, Prognosis, To Treatment Getting A Medical Opinion And Input On Your Condition, Assessments And Tests (Relevance, Importance, Necessity) Self-Diagnosis, Versus Formal Diagnosis Causality Relating To Back-Pain, Slipped, Problematic Or Herniated Discs Part III: Intervention, Correction, Prevention, Holistic, Comprehensive And Combination Treatment Plans And Therapies    Pages 14-54 Rest, Relaxation, Stretching Medication, Prescription, Over The Counter Solutions, Drugs, Pharmacology Exercise, Flexing, Physical Therapies Medical Intervention, Surgery Alternative Therapies Acupuncture Professional Chiropractic Therapies Specialized Massage Therapy (Swedish Massage, Deep Tissue) Movement And Mobility, Physical Exercise (Targeted, Pain, Slipped Disc, Sciatica, Abs, Back Muscles) Part IV: Pain Relief And Related Strategies    Pages 55-59 Walking, Strolls, Hiking, Weight Loss, Control, Management And Maintaining Healthy Optimal Weight, Water, Hydrotherapy Innovative, New Therapies: Oxygenation, Hybratic Ozone Therapy     Nucle-oplasty, Genetics, Genomes and Bio-engineering, DNA, Regeneration etc. Final Thoughts On Back-Issues, Slipped And Herniated Disc Ailments    59 Herniated Disc Glossary (Adapted)    61 Resources, Online Links and References    63-65 Ebook Sample Content Preview PART I: Introduction Obviously, the whole musing and discussion on back-pain, herniated discs have to start somewhere and the logical place is where and what it is, why it occurs, what types of difficulties and discomforts are there and how to treat and deal with them effectively. That is the main content and intent behind this first and introductory part. We have refrained from using complex terminology in this conversation (with a glossary provided at the back of the text for more detailed definitions, reference and easy-to-following reading ease for the audience – that’s you!). So, without further ado, let us get on with it. Stay tuned for great insights, insider tips, to build your own knowledge, coping strategies and even bio-facts about what your spine is, the muscle groups that work, vertebrae and inter-vertrebral spaces (between), fluids, lubricants, joints,  aging and degradation, challenges and obstacles, dynamics and complexities of the human system, particularly the back and neck! Let us start this off with a key question: Have you (personally, or known someone that has) ever been, felt battled or challenged by : A variety of on-going, recurring, constant, severe back pain symptoms Degenerative disc disease Lumbar, lungo, Lower back pain Sciatica  (nerve-related) aches and pains Vertebral column issues, concerns, problems, anomalies, imbalances, protrusions, leaks, tears etc. … or other such related matters? Are you familiar with the nature, scope, characteristics, features, discomforts, disabilities and debilitating issues, coping with pain relief, remedies, therapies and the search for answers and solutions, then this is the guide for you . It is about so much more than back pain and herniated discs! ...

Table Of Contents

Introduction Section 1: UNDERSTANDING THE NEED, RATIONALE AND NECESSITY OF A FAMILY BUDGET – DEALING WITH SOME OF THE TOUGH QUESTIONS    Pages 4-29 What are the basics of a good budget Why do families need a budget How can a family budget benefit and enable making dollars earned go further? Practical Suggestions to get started with a family budget? Needs Assessment, Financial Goals, Obligations and Related Matters,  How will having a family budget change your life? Section 2: DEFINITIONS, CONCEPTS, CONVENTIONS OF FAMILY BUDGETING    Pages 29-41 The nuts-and-bolts, contents and requirements of a family budget Realistic, Reasonable and Really Practical Bare Minimums, Optimal Budgeting Techniques – Making the most of all resources and income Section 3: GOALS AND RESULTS: BUDGETING PROCESSES AND OUTCOMES    Pages 41-61 How to, To Do’s of a Family Budget Budgeting Tactics and techniques A FINAL WORD…                                    62 FAMILY BUDGETING GLOSSARY                        63 RESOURCES, ONLINE LINKS AND REFERENCES         66 Ebook Sample Content Preview INTRODUCTION Many believe that budgeting, let alone family budgeting, is a myth. It does not work, does not exist, helps no-one and is just frustration that most people would just simply deny having the time of day for. Then you have the realities of real life and inevitabilities, emergencies that gobble up cash, rack up debt and that indulgent little side-line, impulsive shopping, gratification-seeking shopping habit or indulgence that we allow ourselves – for we have earned it and you cannot take it with you after-all type rationalizations that trip our efforts up. There are however cases wherein it can be a true lifesaver, life-line and guideline to direct your financial life and well-being against. Budgeting does not have to be a drag, or follow the reasoning provided above. It can be a life-changing, control-type, reclaiming of your happiness, solvency, good financial standing and future. Security can come in different shapes, sizes and formats, as do families and no single recipe will be sufficient or applicable for all types of situations. The solutions and answers for your unique circumstances, challenges, obstacles and opportunity will vary. There are different approaches to budgeting. We choose to make and put the family interest above everything else in this. Making room in your financial planning for family priorities, family-oriented, planning, involvement and enjoyment can be an empowering thing in your life together and for you as a parent or child in the household. Budgeting can be made family and user-friendly,  and control, financial management more of a planning, freedom type utility than a chore or hardship, robbing you of the few little pleasures you choose to splurge on from time to time. Yes, it will help you face the realities of your situation (however dire or in great shape it may seem to be, or really are), also set aside time and resources for enjoying life, happiness, memories and treasures as a family. So, just for a moment, suspend judgment quiet the critics and doubting Thomases and make up your own mind for a change, taking control of your financial situation, well-being and means. Section 1: UNDERSTANDING THE NEED, RATIONALE AND NECESSITY OF A FAMILY BUDGET – DEALING WITH SOME OF THE TOUGH QUESTIONS Most families are indeed quite skeptical when they first trample down this road of taking control of financials and resources. I personally are of the opinion that most of us do so, for we know things will change and we do not particularly warm and welcome it necessarily with open arms into our lives. Change is inevitable and you cannot change or adjust what you do not realize, know or acknowledge ...

Table of Contents Chapter 1- Tactics 1-5 Chapter 2- Tactics 6-10 Chapter 3- Tactics 11-15 Chapter 4- Tactics 16-20 Chapter 5- Tactics 21-25 Chapter 6- Tactics 26-30 Sample Content Preview Chapter 2 6 Publish testimonials on your ad copy. They will give your business credibility and you'll gain people’s trust. It's important to include the person's full name and location with the testimonial. For example, "Jon Goodhart, Auto Mechanic, Wooster, Ohio." 7 Give people free bonuses when they order your product or service. The free bonuses could be books, jewelry, reports, newsletters, etc. Make their bonuses sound extra valuable by listing their retail value, either separately or together in one amount, or limiting how long you will offer the bonuses. 8 Allow people to make money reselling the product or service. Tell people they can join your affiliate program if they order. You could pay them per sale, per click, per referral, etc. Just provide them with proven and tested marketing materials, detailed statistics and plenty of affiliate training. 9 Offer free 24-hour help with all products you sell. Allow customers to ask you questions by e-mail, by toll free phone, by free fax, etc. If for some reason you can't offer this service, answer their questions and concerns as soon as possible. You could also let them know you received their message and you'll get back to them as soon as possible. 10 Provide free shipping with all orders. If you can't afford it, you could offer free shipping on orders over a specific dollar amount. You could also offer a rebate on their shipping costs. Most customers most probably won’t send in the rebate card unless it's a huge shipping cost, for example, $30 or more. Chapter 3 11 Give away a free sample of your product. You will gain people's trust when you allow them to try out a free sample of your product. If they like it they won't hesitate buying it. Your sample should only give them a small taste of what's in it for them if they buy. 12 Offer a buy-one, get-one-free deal. If you sell more than one product, this type of deal works great. People will feel they are getting more for their money and will order quicker. You could also offer them a ‘buy one, get one half’, ‘buy two, get the third one free’, ‘buy two, get a free watch’, etc. 13 Increase the number of visitors who revisit your web site by publishing a free course right on your site. Just release a new lesson once a week. You could even offer a live chat room class every week or a class published on autoresponder. 14 Make sure your graphics load correctly on your web site. Broken graphics will make your business look very unprofessional. That also goes for broken links and slow loading graphics. People can find other web sites to visit with a click of a mouse. 15 Avoid using scrolling marquees on your web site. They take the attention away from your ad copy and make your web page load slower. Just type the message on your web site. You can highlight it with flashing, color or bigger text. Chapter 4 16 Make the text on your web site exciting to read. You can use emotional words, descriptive adjectives, highlighted keywords, exclamation points, etc. You can also get your prospects excited by showing how much passion and excitement you have for your product or service. 17 Remember to reach out and touch your visitors offline. When your visitors give you offline contact information, use it to send them some non-selling greeting card by mail, a friendly phone call, a little gift, etc. This is actually pre-selling them back-end products because when you eventually try to sell them one, they will be more receptive to your offer. 18 Use guest books to improve your web site. Your visitors will leave good and bad comments. Review the comments and use them to improve your site. You can find out critical things, like how people like navigating around your web site, if the design looks professional, etc. 19 Regularly check and resubmit your web site's search engine rankings. They can drop very quickly because of all the competition. Keep informed of new search engine strategies by visiting informative web sites, subscribing to related e-zines, buying search engine how-to e-books, etc. 20 Divide your product’s price over a period of time to make it sound less. Offer a payment plan, or show the per day price. For example, "Only 33 cents per day!" If it's an information product, you could divide it by the number of pages, tips, chapters, strategies or minutes/hours/days it took you to create it. Chapter 5 21 Promote your products within the content of your web site. If you write and offer free articles, include a mention of the product or service you're selling. You could include it in your resource box or subtly reveal it within your article if it's related. 22 Update the content on your web site regularly. You'll want to add new content and update the old content. People want timely information that tells them how to do something ‘now’, not how it was done 10 years ago. That's another reason you should constantly be educating yourself. 23 Ask visitors to subscribe to your e-zine. It's a good idea to also give them a freebie when they subscribe. Once they are subscribed, they might read your content, see your advertisements, join your affiliate program, buy advertising, revisit your web site, etc. The benefits are endless. 24 Have them sign up to get access to download a free e-book. The subject of the e-book should be related to your target audience. You could have them sign up to a opt-in list or your regular e-zine. The e-book should have high perceived value so they'll take the time to sign up. 25 Give your visitors a free membership inside your Members Only web site. Have them sign up to receive a user name and password. You could create a Members Only e-zine to capture their e-mail address and membership updates so they will revisit your web site again and again.

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Table of Contents Time – The Worst Waste Of All ............................................................. 4 Your Allotment Of Time........................................................................ 5 Once It’s Gone.................................................................................... 7 Time As An Investment ....................................................................... 7 Why Is Time Being Wasted? ................................................................. 9 The Pareto Principle............................................................................. 9 Procrastination .................................................................................11 Interruptions ....................................................................................11 Lack Of Goals ...................................................................................12 No Prioritizing....................................................................................13 Delegating ........................................................................................13 How To Overcome Procrastination ........................................................14 Manageable Steps ..............................................................................16 Make A List .......................................................................................16 Manageable Time ..............................................................................17 Remember Your Goals ........................................................................18 Just Do It..........................................................................................19 Limiting Your Interruptions .................................................................19 List Your Interruptions .......................................................................20 Schedule Time...................................................................................21 Tune Out ..........................................................................................22 Communicate ....................................................................................23 Setting Goals To Maximize Your Time ...................................................24 Setting Goals.....................................................................................24 Goals Within Goals .............................................................................26 Scheduling And Planning ....................................................................27 Track Progress...................................................................................28 Setting Priorities For Your Schedule .....................................................28 Recreation ........................................................................................29 Time Wasters And Distractions.............................................................30 Other People .....................................................................................30 How To Set Priorities ..........................................................................31 Your Priorities....................................................................................32 Schedule And Calendar ......................................................................33 Learning To Delegate..........................................................................34 In The Family ....................................................................................34 At Home ..........................................................................................35 At Work ...........................................................................................36 Why You Don’t Delegate .....................................................................37 Your Time Is Yours.............................................................................39 Your Responsibility.............................................................................41 Making Choices .................................................................................42 The Time For Action Is Now! ...............................................................43 Small Steps ......................................................................................43 Remember Your Goals ........................................................................44 Track Your Progress ...........................................................................45 Give Yourself A Break .........................................................................46 Time Is Limited..................................................................................47 Sample Content Preview TIME – THE WORST WASTE OF ALL Everybody wastes things; there's no point in arguing that. Even the most careful, the most frugal person will wind up wasting something at some time. With most people, it's not unusual to waste food, gas in the car, and money on all sorts of things. What would you say is the biggest waste of all? No doubt many things you purchase and never use or don't enjoy the way you thought you would may come to mind. You might waste money on a new cell phone that you no longer find exciting after the first week or on cable channels you never watch. You may waste gas in your car running too many errands when you could have and should have combined them into one. Perhaps you wasted food by not using it before it went bad or by cooking too much and throwing away the leftovers. But with all the things that get wasted in one's life, probably time is the biggest waste of all. Many people waste time on useless activities that don't really serve their needs or on responsibilities that are not done right the first time. Time can be wasted from sleeping too much, from doing harmful things like overdrinking or using narcotics, and from just plain sitting on the couch watching television.