Braving Budgets: How To Better Your Finances By Budgeting Plr Ebook

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Table of Contents

Foreword

Chapter 1:
Budgeting Basics

Chapter 2:
How To Create A Budget

Chapter 3:
How To Have Budgeting Success

Chapter 4:
Using A Budget Worksheet

Chapter 5:
About Overspending

Chapter 6:
How Using Cash Helps

Wrapping Up

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Chapter 1:

Budgeting Basics

Synopsis

Learning to budget simply means learning to track spending habits to ensure less is going out and more in staying in. this would help not only in the short term but also in the long term financial health of an individual.

The Basics

The budgeting exercise should not be limited to people having problem with their finances per say but it should be inculcated from a very young age for every individual.

The budget exercise allows every individual with an income and expenses portfolio to make decisions about how they can best allocate the income to serve the expenses and yet leave some for the future, which may include a suitable retirement plan, a healthy savings plan or just about anything that won’t break the bank.

Budgeting helps to create a very visible short term expense scenario, which would include the payments of monthly bills and commitments.

Then there is the midterm budgeting scenario which may include holidays, buying a car and other commitments that don’t require more than a few years to pay off.

The most commitment demanding budgeting is the long term one where fixed funds are set aside for retirement plans, purchasing of property, children’s education programs and such where the committed amount is significant and has to be sustained for a long period of time.

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